$997 First Registration (Free when you purchase Boot Camp 360)

$697 Each Additional Registration by calling FIC 210-493-1761

OR receive one FREE Registration when you enroll in the Alliance Academy "Boot Camp 360!" for only $2197 which includes 24 Training Presentations immediately available to your entire staff for one-full year!

You can register here to attend the either the virtual presentations and/or the on location in San Antonio Workshop – the price is the same!

$997 First Registration - In addition to your attendance, your Registration fee also includes the entire webcasts collection and recorded version of the 3-Day Workshop (live-streaming too we hope!)  This way you can share it all with every member of your team!

If you attend live in San Antonio, the registration for each additional person is reduced to $697 but you need to call us to receive this special discount - 1-210-493-1761

2020 FIC 3-Day Workshop

September 9, 10, 11, 2020 – San Antonio, TX

Embassy Suites Riverwalk

125 E. Houston Street - San Antonio, TX  78205 - 210.226.9000

Room Block $179 - King or Double

http://embassysuites.hilton.com/en/es/groups/personalized/S/SATESES-FIC-20200908/index.jhtml

Rate includes Grab & Go Breakfast (6a-10a) 

Registration is limited due to social distancing so if you are planning to attend, you must act now to guarantee your registration!

You can register here to attend the either the virtual presentations and/or the on location in San Antonio Workshop – the price is the same!

$997 First Registration - In addition to your attendance, your Registration fee also includes the entire webcasts collection and recorded version of the 3-Day Workshop (live-streaming too we hope!)  This way you can share it all with every member of your team!

If you attend live in San Antonio, the registration each additional person is reduced to $697 but you need to call us to receive this special discount - 1-210-493-1761

Agenda

8:30am - Registration - Meeting Room will have beverages only.  Grab & Go Breakfast is included with every room reservation 6am - 10am

DAY 1 

9:00am - 10:30am – Forebearance, Modification & Restructuring and a little TX Home Equity too

 Matt Filpi, Attorney – ppdocs, inc. powered by peirsonpatterson,llp

Forebearance, Modification & Restructuring Solutions & a little Texas Home Equity update too!

                10:30am  – 10:45am Break

10:45am – 12:00noon - Re-Designed Mortgage Application & Action Taken

Kimberly Lundquist - FIC Conferences, Inc.

Are you ready to implement the newly redesigned Uniform Residential Loan Application Fannie Mae 1003/Freddie Mac 65?  Your software provider is probably already sending you updates for the new Application form.  The target date for Lenders to begin using the newly revised URLA has been extended to the beginning of the year but it looks like the GSE Mandatory Deadline will be March 2021.  

Discussions of Actions Taken such as Withdrawns, Incompletes, Counter Offers vs Counseling, Approved but not Accepted, Files Closed for Incompleteness vs Denied for Incompleteness, What are defined as Denials under HMDA & ECOA - Conditional Approvals and how they should be reported – Government Monitoring Information – Application defined by ECOA & HMDA vs TRID

                12noon  – 1:00pm Luncheon

1:00pm - 2:30pm - Using Blueprint Solutions "10 Point System"

Michael Whitbeck - Get BluePrint

Using Blueprint Solutions "10 Point System" to create a "perfect processing / underwriting system!

     2:30pm – 2:45pm Break

2:45pm - 3:45pm – Most Common Challenges & Questions (TRID/HPMLs/Closing Issues) 

 Kimberly Lundquist - FIC Conferences, Inc.

During the beginning stages of the loan process we often make decisions that will affect the Closing Disclosure, for example; using the standard LE means we must use the standard CD even in the case of a transaction where no seller is involved and the alternate CD would be easier (& vice versa).  Let’s trouble-shoot the process with Matt to discuss common mistakes and misunderstandings, especially when it comes to the closing packages on more complicated loans like ARMs, Construction and Construction/Perm loans.  We are still seeing TRID challenges especially in the closing packages!         

You are free to enjoy your Evening!

DAY 2
 

9:00am - 10:30am - Common Errors in QC for Underwriting & How to Eliminate Them

Michael Whitbeck - Get BluePrint

Common Errors that cause QC issues in Underwriting & How to Eliminate Them

                  10:30am - 10:45am Break

10:45am - 12noon - Cybersecurity - Prevention, Education & Protection 

Tobi Libbra - IL Group

Cybersecurity for the Finance Industry - Prevention, Education, & Protection of your Organization!

                  12noon – 1:00pm Luncheon

1:00pm - 2:30pm – Managing Uninsured Properties? What to do about Lapses in Premiums? Private Flood Insurance Issues? AND More!

Doug Winkler & Michael Martinez - AFR Services

These guys always bring us the latest on the Flood front! The regulatory requirements for private flood insurance have been undergoing changes since the Biggert-Waters Flood Insurance Reform Act (Biggert-Waters Act) in 2012. Finally, the Agencies have published a final rule implementing the private flood insurance rules, effective July 1, 2019. We will cover the amended rules and sample forms provided as a result of the final rules.  We will confirm the foundations of the Flood Insurance requirements for lenders as well as discuss escrows and force placement insurance. Flood Insurance rules with respect to mandatory escrowing of flood insurance premiums, subject to certain exemptions is required. Clarifications have been provided concerning force placed flood insurance whether an escrow account is established or not.

                   2:30pm – 2:45pm Break

2:45pm - 3:45pm –  Vetting & Approval - Third Party Vendors & General Audit Solutions

James Atkinson - Atkinson Financial Services, Inc.

Vetting & Approval of Third Party Vendors

General Audit Program for Quarterly Branch Internal Assessment Program

You are free to enjoy the evening!

DAY 3

9:00am - 10:30am – Underwriting Math - What you need to know about calculating ANY borrowers income...

Michael Whitbeck - Get BluePrint

Tips for Loan Originators, Processors, & Underwriters to help increase your number of approved loans by truly understanding the ins and outs of the guidelines. This session will better equip you  in complicated underwriting challenges, such as underwriting self-employed borrowers. Over the years one objection we often hear “Self Employed income is too hard to figure out”.  While I agree that without training, looking through a tax returns can seem daunting, but we have the Easy Button solution for you.

                  10:30am – 10:45am Break


10:45am – 12noon – Review & Update

Kimberly Lundquist - FIC Conferences, Inc. 

Toubleshooting & refreshers on What is and what is not Finance Charge – Latest Update on ATR & QM’s, HPML’s, Right of Rescission…and more! Timing & Tolerance rules and limitations on TRID Disclosures -  “Written List of Service Providers?” Estimating Escrows - Revised Loan Estimates - How do you document “changed circumstances” to retain for 3 years? Are you re-disclosing the LE even if you have not exceeded tolerances? Are you allowing waivers of time limitations and waiting periods? Providing applicants with conditional approval requirements before LE? Zero & 10% Tolerance Limits - Revised Closing Disclosure When must there be a new 3 day waiting period for corrected CD’s? Seller Closing Disclosure - Which definition of business day you should follow for disclosures? Charging fees… What is allowable & prohibited? Violations, Cures and Restitution… What exactly should be included in a property evaluation in order for it to be compliance with the regulatory requirements?  Guidelines for Property Evaluations & Appraisals.

 Any Question is Fair Game!

Adjournment

 Who Should Attend?

Anyone involved in Loan Origination, Application, Loan Processing, Closing, Underwriting, Auditing, Quality Control and/or Servicing of Real Estate loans will find this workshop to be a valuable tool and a worthwhile investment. The sessions provide you with confidence by reaffirming your lending procedures. Often times these sessions will not only help those who are new to mortgage lending, it will also fill in the blanks for those in underwriting, loan review and quality control.
  
Cancellation Policy

If you find it necessary to cancel, there is NO PENALTY FOR CANCELLATION if you cancel before 12noon on August 22nd. Cancellations after this time may be credited to future trainings, webinars, products or services, less a $200 administration fee. If you are ready to build a strong foundation, without wasting your time, we invite you to attend.
  
Guarantee

Your complete satisfaction with every FIC conference is fully GUARANTEED! If for any reason, you feel you do not receive the educational benefit you need from our trainings, we will guarantee your money back! Our objective is to ensure that you receive a high-quality, effective training experience you need to stay one step ahead of the overwhelming task involved in keeping you abreast of regulatory changes in Real Estate Lending & Compliance!
  
Continuing Education

In efforts to pursue continuing education accreditation of the FIC Real Estate Compliance & Residential Lending Conferences, we have found that each entity has it's own criteria to be met. If there is a specific trade organization, State banking association, State Bar or CPA organization, etc. that you would like our assistance in getting continuing education accreditations, please let us know or send us information and instructions. Though in most cases we are unable to absorb the fees of these organizations, we will be happy to assist you in the approval process.  We provide Certificates of Completion listing classroom hours, for your convenience in illustrating continuing education efforts to your auditors and examiners.

ALSO INCLUDED...

SCHEDULE FOR WEBCASTS

September 28, 2020 – 10am – 11:30am

Guest Speaker - Matt Filpi – ppdocs.com powered by PeirsonPatterson, llp

Forebearance, Modification & Restructuring Solutions and a little Texas Home Equity update too!

1:00pm – 2:30pm

Kimberly Lundquist – FIC Conferences, Inc.

Application Process - Re-Designed URLA Mortgage Application – 1003Action Taken – HMDA vs ECOA

September 29, 2020 –10am – 11:30am

 Guest Speaker – Michael Whitbeck – Get BluePrint

Using the Blueprint Solutions  "10 point system" to create a "perfect" processing / underwriting system

 
1:00pm – 2:30pm

Kimberly Lundquist - FIC Conferences, Inc.

Most Common Challenges & Questions (TRID/HPMLs/Closing Issues)

September 30, 2020 - 10am – 11:30am

Guest Speaker – Michael Whitbeck – Get BluePrint

Common errors that cause QC issues in underwriting (and how to eliminate them)

1:00pm – 2:30pm

Guest Speaker – Doug Winkler & Michael Martinez - AFR Services

Managed Uninsured Collateral?

How are you handling lapses in Premiums?

Private Flood Insurance Issues? AND more!

October 1, 2020 - 10am – 11:30am

Guest Speaker - Tobi Libbra – IL Group

Cybersecurity for the Finance Industry

Prevention, Education & Protection of your Organization!

1:00pm – 2:30pm

James Atkinson – Atkinson Financial Services, Inc.

Vetting & Approval of Third Party Vendors

General Audit Program for Quarterly Branch Internal Assessment Program

October 2, 2020 - 10am – 11:30am

Guest Speaker – Michael Whitbeck – GetBluePrint

Underwriting Math - What you need to know about calculating ANY borrowers income

1:00pm – 2:30pm

Kimberly Lundquist – FIC Conferences, Inc.

Identifying Finance Charges - Regulation Z – ATR & QMs - Higher Priced Mortgage Loans – HPMLs - Initial Disclosures - Loan Estimate Timing & Restrictions - Troubleshooting & Solutions - Closing Disclosure with Loan Estimate Comparison - Initial Escrow Accounts - PMI – Private Mortgage Insurance - Homeownership Counseling - HOEPA Disclosure - Right of Rescission -    Note/Mortgage/Security Instrument  - Post Consummation Disclosures

If you would like a FREE pass to attend our 3-Day Workshop this year or next year, we invite you to Join the ALLIANCE ACADEMY now and get the rest of 2020 and all of 2021 for only $2197 ...

ALLIANCE ACADEMY INCLUDES:

    -  BOOTCAMP 360 - 24 TRAINING MODULES 1-Year-plus!

If you are interested in Texas Home Equity, you will have access to this training as well!

At least one live and interactive rotation of each training will be updated and re-recorded (ppx 1 hr each)

    -  Unlimited Number of Attendees - One ID and Password to SHARE WITH ALL OF YOUR   STAFF - ANYTIME, ANYWHERE!

    -  Optional Mini-Sessions with Kimberly for personalixed Assistance and Clarifications       (up to 2 hrs upon request)

     - FIC Residential Real Estate Compliance Manual On-Line 800 pg searchable pdf

   -  Bonus! First Registration Free to FIC 3-Day Workshop Downtown San Antonio (Sep 9, 10, 11, 2020 or

Sep 8, 9, 10, 2021)