2023 Updated! Texas Home Equity Little Red Book - Available Now! txhe-lrb

2023_cover
Available Now! ...Learn More
$39.50 each
$30.00 each - 5 or more
Out of stock



  • Description

If you like the Little Red Book...

you are going to LOVE, LOVE, LOVE the Texas Home Equity Little Red Book!  


The Texas Home Equity Little Red Book is like a primary reader providing simple step-by-step quick reference disclosure guidance and requirements in compliance with both the State and Federal regulatory requirements!  Are you looking for a single resource for Texas Home Equity Lending Guidelines on both the State & Federal requirements?  As a perfect companion to our comprehensive Texas Home Equity Lending Compliance Guide - this Texas Little Red Book, including the latest Official Interpretations will give you a quick and easy reference!

It's a great low cost teaching aide in cases where training does not afford the expenditure of high cost materials. We also have volume discounts when purchasing more than 50 at a time.

Shipping & Returns - FIC products and materials will generally be shipped or mailed UPS ground or US Mail within 24 to 48 hours of orders being processed. This product is available for shipping now. Should you wish to expedite your order, please contact us via email BevThis email address is being protected from spambots. You need JavaScript enabled to view it.. Your complete satisfaction with every FIC product is fully GUARANTEED! If you feel that you do not receive the education benefit from our training materials that we promised, we will guarantee your money back! Our objective is to ensure that you receive high-quality, effective training materials and products you need to stay one step ahead of the overwhelming task involved in keeping you abreast of regulatory changes in Real Estate Compliance!
 

Compliance is Our Middle Name!
No Time to HUNT for the answers that you Need?
We've already done the RESEARCH for you...

Whether an abundance of texas home equity loans pass through your institution or only one, the rules still apply and many are beginning to realize that without the tools, technology and know-how, the risk for lenders is overwhelming! The FIC advantage gives you a first class compliance guide to provide you easy reference at your fingertips!

As your partner in compliance, only FIC gives you an investment in your future! If you are not completely satisfied with your Texas Home Equity Reference Guide, you can return it with no further obligation and we will return your money.

Let FIC be YOUR PARTNER IN COMPLIANCE!

What is a Texas Homestead?  Urban or Rural?

What is a Texas "Cash Out" Loan?

What are the specific terms & provisions which must be met in order to have a valid home equity lien on a Texas Homestead?

What are the latest Interpretations by the Finance Commission and Credit Union Commission regarding Texas Home Equity Loans and Lines of Credit?

What State disclosures are mandatory?  What language should be included in notifications and affidavits as "best practices" to protect the lenders and the borrowers?

What Federal  disclosures must be provided and when?  How do you complete the TRID Loan Estimate and Closing Disclosure for Texas Home Equity Loans?

What are HPML's and do they require specific disclosures, escrows or appraisals?

What are High Cost loans and do they require specific disclosures, escrows or appraisals?

We will provide you the answers to these questions, ...and much more!


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